I recommend that every person check his / her credit report on an annual basis.
This is a free service offered by the 3 major U.S. credit reporting companies – Equifax, Experian and TransUnion.
To request a copy of your personal credit report from any or all of these companies, go to www.AnnualCreditReport.com or call 877-322-8228.
This is an excellent way to make sure that there are no errors on your credit report and to guard against identity theft issues.
Your personal credit is a valuable tool.
You need to monitor and protect it.